Wait until you have your completion letter and have dropped off the Insolvency Register and check your credit files otherwise you may find it difficult to get credit
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
In any event you will need to wait until you get your completion certificate then you have two choices: Wait until your credit file clears (6th anniversary of the start of the IVA -- all being well) when you can apply for "normal rate" finance. Or, go ahead with the shot credit file and apply to adverse credit lenders. However you will be paying a high interest rate, and some of these lenders are less than scrupulous !
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014 http://foggy.blogs.iva.co.uk
I have seen several adverts on the web from car dealers offering finance to low income, bad credit and those in an IVA. The caveat is the APR is scary high and the repayments over 5 years cost the car out at nearly double it's advertised price. Just be careful and don't make a bad decision on the back of need.
Last Payment made 04/12/14. Completion Certificate 25/7/15. IVA company GT. No Issues