I doubt it --- even a lease is still a credit agreement and you would need to pass the lenders credit checks. You would also need the agreement of your IP, which might be a stumbling block, even if you found a sympathetic lender.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014 http://foggy.blogs.iva.co.uk
If you have one already, then you should be allowed to refinance or get another one. Creditors however will expect that there needs to be a good reason for doing so, age, condition, mileage etc, and they will either expect that you do not take on a larger commitment than you already have or limit you to a reasonable amount per month, say, £250.
If you do not already have one, then you would need the express permission of the supervisor to do so.
Kindest regards.
Cert DR
23+ years in debt advice
I do not post for anyone other than myself
