Can I not buy a computer whilst in an IVA?

Get expert opinion. This is the place for new questions to be posted.
3 posts Page 1 of 1

rmk2009

Posts: 3
Joined: Wed Sep 22, 2021 12:24 pm

Post by rmk2009 » Mon Sep 27, 2021 4:15 pm
Hello, I'm in the process of having my IVA drafted by mccambridge duffy. I am receiving PIP and ESA and granted I racked up the debts through my own doing. I've come to the conclusion that because my mental health and wellbeing ADHD/Asperger's relies on having access to a computer to stop me from falling into depression. if my computer was to break then I'm not allowed to purchase a new one is this true?

kallis3

User avatar
Forum Expert
Posts: 76914
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Mon Sep 27, 2021 4:25 pm
You would not be able to buy one on credit (no company would touch you) so, once your IVA is up and running and your computer packs up you could ask for a payment break to fund a new one.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

Foggy

User avatar
Forum Expert
Posts: 33039
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom

Post by Foggy » Mon Sep 27, 2021 4:53 pm
Mon Sep 27, 2021 4:25 pmkallis3 wrote:
You would not be able to buy one on credit (no company would touch you) so, once your IVA is up and running and your computer packs up you could ask for a payment break to fund a new one.
I imagine that you would have to back this request up with medical opinion. You could, at this stage, discuss this with McCD to see what they could do for you should the worst happen.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk
3 posts Page 1 of 1
Return to “Ask IVA Forum and Industry experts”