Can I sell my house now IVA over

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anthony105
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by anthony105 » Wed Sep 26, 2018 9:05 am
I have got my completion certificate .my Iva is over now. It was suppose to finish the 6 year in next September.but I paid one year money in full and got my certificate.can I sell my house now. Or I have to wait next September to sell the house.please help me with this.
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Foggy
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by Foggy » Wed Sep 26, 2018 9:08 am
As you have the completion certificate you are free to sell. Do check with your former IP that the RX1 restriction has been lifted first. If you are hoping to get a mortgage on a new property, it would be best to wait until your credit files are clear (after the 6th anniversary) and then seek the assistance of a broker with experience of adverse credit, such as Ryan and / or Shaun, who both post advice on this forum.
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Ryan
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by Ryan » Wed Sep 26, 2018 9:10 am
Hi Anthony,

I echo Foggy's words. Depending on how much deposit you have available it may be possible to obtain a mortgage now if required.

Regards
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anthony105
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by anthony105 » Wed Sep 26, 2018 9:38 am
Hello I completed my Iva.if I sell my house have I to pay any money to the Iva people as my Iva should finish in September 2019.but I paid one year money and got the completion
Thanks
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kallis3
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by kallis3 » Wed Sep 26, 2018 9:46 am
Merged topics to avoid confusion.
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