Can I sell my house now IVA over

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anthony105

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Post by anthony105 » Wed Sep 26, 2018 9:05 am
I have got my completion certificate .my Iva is over now. It was suppose to finish the 6 year in next September.but I paid one year money in full and got my certificate.can I sell my house now. Or I have to wait next September to sell the house.please help me with this.

Foggy

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Post by Foggy » Wed Sep 26, 2018 9:08 am
As you have the completion certificate you are free to sell. Do check with your former IP that the RX1 restriction has been lifted first. If you are hoping to get a mortgage on a new property, it would be best to wait until your credit files are clear (after the 6th anniversary) and then seek the assistance of a broker with experience of adverse credit, such as Ryan and / or Shaun, who both post advice on this forum.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

Ryan

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Post by Ryan » Wed Sep 26, 2018 9:10 am
Hi Anthony,

I echo Foggy's words. Depending on how much deposit you have available it may be possible to obtain a mortgage now if required.

Regards
Ryan Radford
IVA Mortgage Expert
Zebra Money Centre

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Contact me at http://www.ivamortgageexpert.co.uk or via the expert page

anthony105

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Post by anthony105 » Wed Sep 26, 2018 9:38 am
Hello I completed my Iva.if I sell my house have I to pay any money to the Iva people as my Iva should finish in September 2019.but I paid one year money and got the completion
Thanks

kallis3

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Post by kallis3 » Wed Sep 26, 2018 9:46 am
Merged topics to avoid confusion.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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