Until this is done and the iva removed from credit file you may find, if a new mortgage is required, it will be difficult to do so.
Aperture have said that I am due a refund of one months payment which might take 3-4 weeks to process or if I don't accept the money, they can send me a closure certificate in by end of Jan.
Seems a bit odd to me.. Any thoughts on how I should go back to them?
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