Can I sell my house whilst waiting for completion certificate?
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You will need their permission to do so and any restrictions placed on the house during the iva will need to be lifted so as not to impact the sale going through.
Until this is done and the iva removed from credit file you may find, if a new mortgage is required, it will be difficult to do so.
Until this is done and the iva removed from credit file you may find, if a new mortgage is required, it will be difficult to do so.
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Lisa Thomas
Industry Expert - Posts: 7237
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Not unless the Supervisor confirms the IVA trust has no interest in it and removes the caution, which is unlikely unless and until they have done their final reviews and confirmed the IVA can be closed and completion certificate issued.
Thanks for all your replies.
Aperture have said that I am due a refund of one months payment which might take 3-4 weeks to process or if I don't accept the money, they can send me a closure certificate in by end of Jan.
Seems a bit odd to me.. Any thoughts on how I should go back to them?
Aperture have said that I am due a refund of one months payment which might take 3-4 weeks to process or if I don't accept the money, they can send me a closure certificate in by end of Jan.
Seems a bit odd to me.. Any thoughts on how I should go back to them?
What they are saying is that they will not close the case until everything, including the refund, has been tied up. If you forego the refund they can "close early". There is an element of snake oil logic about it , but they are just being lazy. If, as they do, they can deal with PPI payments that come in post completion, I am sure they can accomodate a refund!
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