Can I take out a secured loan while my husband is in an IVA?
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There will be a restriction on the property which a potential lender will discover and probably reject the aplication. Also the IP will not allow you, at theis stage, to reduce the equity in the property (in law it will not just come out of "your share"). finally, if the property is in joint names I doubt you would be able to take out a secured loan without the involvement of your husband.
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