My partner and I are separating and needing to sell our house to split the equity. We are at the end of an IVA, just have a final settlement payment then I believe we should get the certificate of completion. My question is, can we put our house on the market now as long as we don’t complete before we receive the IVA completion certificate? As it may be months before we get any offers and we want to sell as soon as possible so we can both move on with our separate lives.
I assume the question of equity has been addressed in the IVA and you have done the extra 12 months ?
Depending on who you are with it could take up to 6 months to get that certificate and a further month to get the restriction lifted at Land Registry -- and chase them on this as the IP's sometimes forget !!
You can put the house on the market, but do not let things get to the stage where searches are made until you know the title register is clear as the restriction might spook any potential buyer.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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