Can you get a home loan with a bad credit score?

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terri

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Post by terri » Sun Oct 24, 2021 2:50 pm
Wondering if you can get a home loan with a bad credit score?

Foggy

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Post by Foggy » Sun Oct 24, 2021 3:01 pm
You can ---- but the lower the score the fewer the lenders and the higher the rates. If you are in an IVA the IP would have to agree too --- which is unlikely.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

luluj

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Post by luluj » Wed Oct 27, 2021 6:05 pm
Specialist lenders would be able to direct you, presuming you have the permissions from your IP if you are still in an IVA.

Ryan and or Shaun are two experts in the forum whichever helped many of us over the years following our iva closures. I can.personally vouch for Ryan and his team.

Ryan memberlist.php?mode=viewprofile&u=18488

Shaun
memberlist.php?mode=viewprofile&u=22837
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"

Foggy

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Post by Foggy » Wed Nov 10, 2021 1:56 pm
If you are looking at a Right to Buy Mortgage and your IVA has completed, but your score is low because the arrangement is still showing on your credit files, I gather that Ryan (see post above) now has access to a willing lender.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk
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