You can ask your IP to fail your IVA for you wihout waiting the 3 months, check the original chairmans report from the Creditor meeting when the IVA was setup and see whether any provisions have been put in place to fund your bankruptcy from the pot
It will also depend on how long you have been in an IVA. The shorter the time, the less likely it is that you will have accrued enough money even if you do have that provision.
I don't think a lot of them do now.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk