Currently owe £6200...been paying regular payment...even though I am not working I receive Employment Support Allowance, Personal Independent Payments & my husband works full time..the payments now are getting hard because everything is going up...rent, food petrol...would my creditors take into account all what I have paid since 2006 & write off remaining balance...???
I was half way through my IVA when my circumstances went south and I could no longer sustain my IVA -- the creditors accepted payments made to date ... so it does happen, Best of luck.
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