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recovering
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by recovering » Tue May 01, 2018 8:18 pm
Hi I am after some info from anyone who has completed an IVA and gone on to buy a car! Just wondered how long after completion anyone was able to get decent interest rate finance or a PCP?
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kallis3
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by kallis3 » Tue May 01, 2018 8:26 pm
Is your IVA still showing on your credit record?
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recovering
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by recovering » Tue May 01, 2018 9:49 pm
I am still on the register 3 months up on 9/5th but its not showing on ClearScore or noddle I have contacted Experian As well I can’t see any corrections I am trying not to obsess over the scores ( it has gone down a bit ) It takes experian over a month to reply to emails
FormerlyST1100
Posts: 290
by FormerlyST1100 » Wed May 02, 2018 6:53 am
Unfortunately for me I had to replace my car around 3 months before the end of my IVA which I managed to do with the agreement of Stepchange and with the only lender tat would deal with someone in an IVA at an interest rate of 49%

In Oct I changed my car again, just over two year since the end on my IVA, and was accepted for a loan at around 4%
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recovering
Posts: 1439
by recovering » Wed May 02, 2018 9:00 am
I maybe being a bit optimistic about changing my car this year then !
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