CCCS Guidelines & allowances

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MARK1882

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Post by MARK1882 » Tue Aug 31, 2010 4:34 pm
Hello everyone. Not posted for a while mainly due to just scraping by. However, having to enter a new IE form due to wife picking up some extra work. Can someone advise on the guidleines recomended for the following for 3 people.

Food & general house keeping
Sports, hobbies & entertaiment
Clothing
Hair dressing
Medical /Dental
School expenses / meals.

I know people always advise to put down what you spend but some guidelines give you a basic idea. Any help much apreciated.

Thanks

Mark.
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liamjames

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Post by liamjames » Tue Aug 31, 2010 4:50 pm
Hi Mark,

As you are already in an IVA, you should probably use the amounts already accepted by your creditors in your last I&E form as a guideline. If your expenditure has changed, you will need to give reasons why.

Your Supervisor and your creditors will compare your new I&E form to your old one, so if anything has changed without giving reasons then they might ask a few questions.

Congratulations to your wife! :)
Take care,

Liam James
Varden Nuttall
http://www.vardennuttall.co.uk

Read our reviews here: http://www.iva.com/iva_companies/Varden_Nuttall.asp
 
 

kallis3

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Post by kallis3 » Tue Aug 31, 2010 5:02 pm
Put down what you acually spend. Cost of food is rising certainly.

I don't think the other expenses have gone up allowance wise though.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
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MARK1882

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Post by MARK1882 » Tue Aug 31, 2010 5:48 pm
Thanks for all your help & advice. To be honest with only being in our IVA six months it is a hassle we could have probably done without. Just got used to the regime. Anyway the extra income from my wife working will come in handy. Just hope it does not mean she is working for nothing basically.
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liamjames

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Post by liamjames » Tue Aug 31, 2010 5:52 pm
After your IP has done that I&E I'm sure they'll be able to tell you how much better off you are - keep the faith! :)
Take care,

Liam James
Varden Nuttall
http://www.vardennuttall.co.uk

Read our reviews here: http://www.iva.com/iva_companies/Varden_Nuttall.asp
 
 

kallis3

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Post by kallis3 » Tue Aug 31, 2010 6:00 pm
She will probably be allowed to keep some of it.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

MelanieGiles

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Post by MelanieGiles » Tue Aug 31, 2010 11:04 pm
Assuming that you are two adults and one child, CCCS guidelines would allow a budget of around £600 per month for those items.
Regards, Melanie Giles, Insolvency Practitioner
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