ccj

experiences people in debt have when dealing with their creditors
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unsure
Posts: 18
by unsure » Sat Jul 12, 2008 2:01 pm
Hello everyone
just been notified that one creditor has obtained a ccj by default. the question i need to be answrerd if anyone can advise is will the court grant a charging order against my property for this ccj effectively giving this creditor preferred treatment above the remaining 12 creditors.Any advice would be appreciated. Thanks.

 

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kallis3
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by kallis3 » Sat Jul 12, 2008 2:08 pm
Hello unsure.

I'm not an expert, and am not sure of the answer to your question, but can I just ask if you are in an IVA or not?

 

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unsure
Posts: 18
by unsure » Sat Jul 12, 2008 2:13 pm
Hi Kallis
iva is not set up now and i am not sure how this will affect it. I will speak to someone on Monday

 

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kallis3
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by kallis3 » Sat Jul 12, 2008 2:18 pm
Yes, I think it would be a good idea to speak to whichever company you are using to set up your IVA.

I don't know anything about CCJ's at all.

If one of the experts is online, they might be able to answer the question for you.

 

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Storm
Posts: 536
by Storm » Sat Jul 12, 2008 3:21 pm
With judgement issued the creditor can now apply for an interim charging order which will be granted if left undefended.

Its not an automatic process - it requires the creditor to make application for such.
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