Chairman’s report compared to completion certificate

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Nikl

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Post by Nikl » Mon Oct 29, 2018 2:21 pm
I have x amount of debts listed on my chairman’s report. I did a F&F settlement a couple of months ago and I’ve just noticed that a few debts aren’t listed on the completion certificate. HMRC is one and they are now chasing for an attachment of earnings of which I can’t prove through my completion certificate I am now discharged from my insolvency. I’ve phoned Credif Fix and I’m still unsure where I stand. I’m so scared.

Lisa Thomas

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Post by Lisa Thomas » Mon Oct 29, 2018 4:52 pm
Creditors don't get usually listed on a completion certificate.

What document are they listed on please? What is the title of the document?
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk

Nikl

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Post by Nikl » Mon Oct 29, 2018 9:40 pm
Lisa Thomas wrote:
Creditors don't get usually listed on a completion certificate.

What document are they listed on please? What is the title of the document?
They’re listed on the chairman’s report and all but three are listed on the completion certificate

Lisa Thomas

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Post by Lisa Thomas » Tue Oct 30, 2018 11:11 am
What did the Chair's report relate to?

Has their been a variation meeting?

What did the list of creditors relate to - was it votes on a resolution?

Can you give us a bit more information please?
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk

Lisa Thomas

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Post by Lisa Thomas » Tue Oct 30, 2018 11:14 am
Sorry Niki, having reread your post I can see the Chair's report was as a result of the variation meeting due to the F&F.

I suspect the 'list of creditors' probably relates to the votes received.

You will have needed 75% in value of creditors voting to approve the variation so, assuming it was accepted, you must have received sufficient votes in favour.

Your IP should be able to explain it to you if you have queries.
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk

kallis3

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Post by kallis3 » Tue Oct 30, 2018 11:42 am
I think her problem is with HMRC and threatening an attachment of earnings.
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Foggy

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Post by Foggy » Tue Oct 30, 2018 2:05 pm
The important thing is that they are listed in the original proposal, which proves they were joined in, then the Chairman's Report of that original meeting will prove that the proposal was accepted. Finally the completion certificate will prove that the IVA concluded as expected.
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luluj

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Post by luluj » Tue Oct 30, 2018 3:42 pm
You are protected by your iva and HMRC are included - the f&f detail has not yet fed through the system to the right team hence you are being chased. I know how you must feel .... ask HMRC to contact your IP or vice versa to get this resolved for you.
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