My IVA was approved on 14th September 2018 and I’ve been on my credit report and I have defaults on the following dates (3 for max recovery on 14th Sep, 1 for vanquis on 24th Sep and 1 for PRA Group on 14th Sep)
I’m not sure whether to challenge these dates as I’m not sure I should have these defaults after the iva was approved. I’m not sure if I should even have them to begin with because I remember getting a lot of threats from my creditors saying they would record a default and I kept saying I’m in an iva so contact my IP etc.
All debts in an IVA can still be defaulted by creditors and, indeed, it is better that they do default, as this means they will disappear in 6 years from the date of default. As long as this date is on, before, or around the date the IVA started all is good. Yours appear to be a nice cluster -- some have them years apart !!
