Chances of getting a mortgage post IVA

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wj1977
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by wj1977 » Wed Jun 06, 2018 8:04 am
Hi All , i settled my iva back in Oct 2015 completion cert appeared feb 2016.
i have now received an offer for right to buy from council
property value 183000 discount of 80900
what are my chances of getting mortgage ? salary is basic 39500 plus 4100 a year standby payment
no other debts 1 settled o2 account
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Ryan
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by Ryan » Wed Jun 06, 2018 8:11 am
If your IVA began over 6 years ago it's certainly something that we have managed to do for Clients previously. We'd be happy to look at your situation if you were to contact us.

Regards
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luluj
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by luluj » Wed Jun 06, 2018 8:20 am
Ryan comes highly recommended (As does Shaun) - they have helped alot of forum members, me included, over the years to achieve the desired outcome of being property owners and new mortgage deals.
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Shaun Vickery
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by Shaun Vickery » Wed Jun 06, 2018 9:28 am
It sounds like a great opportunity for you and there should be a reasonable amount of options available to you, although you may still be limited to some extent. Anyone with specialist experience in this field should be able to guide you through this and secure the most competitive rate possible.
MortgageTips
Posts: 17
by MortgageTips » Wed Jun 13, 2018 3:57 pm
wj1977 wrote:
Hi All , i settled my iva back in Oct 2015 completion cert appeared feb 2016.
i have now received an offer for right to buy from council
property value 183000 discount of 80900
what are my chances of getting mortgage ? salary is basic 39500 plus 4100 a year standby payment
no other debts 1 settled o2 account


Hi WJ1977
On the face of it you should have great possibilities.
Registered 6 years or over, great deals.
Registered less than 6 years ago, satisfied 3 years or more ago, great deals.

Good luck
Happy to help
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