Al.74 wrote:As I thought the underwriter has rejected this because they were one of my creditors. L & C said they could help me with a mortgage from the Halifax, I’m not sure if they were a creditor too, there is nothing on my Iva creditors list but there is Blair, Oliver & Scott and i’m not sure if the debt could have been sold to them, if so would the Halifax have record of this?
If they were a creditor they would probably still have it on record, but this is not always a bar. I would, however, advise caution making speculative applications as the searches will be a red-flag to others.
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