Christmas Calcultaor

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Wizzzard

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Post by Wizzzard » Fri Sep 10, 2010 8:58 am
For those of us on a tight budget ... I thought this might help ...

http://specials.uk.msn.com/christmascalculatortool/

Have a great day xxx
The best psychological health comes from admitting your faults and recognizing they're caused by someone else.
Wizzzard xxx
 
 

kallis3

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Post by kallis3 » Fri Sep 10, 2010 1:11 pm
Nooooo!!!!!!!!!! Way too early!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
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louiseh

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Post by louiseh » Fri Sep 10, 2010 2:51 pm
I've been seeing menus for christmas meals since July, and no doubt the shops are already filling up with christmas stock. I did see selection boxes on sale in Tesco the other day. I know we're all on a budget, but christmas should be in December and not the previous 5 months aswell.
 
 

Shining

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Post by Shining » Fri Sep 10, 2010 3:19 pm
i'll take a look at that Wizz, never too early for me to get planning, I'm a born worrier and like to be organised as soon as possible.

I need on for school trips, she went back to school on Monday and today there is two letters for trips totalling £400!!!!
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

kallis3

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Post by kallis3 » Fri Sep 10, 2010 3:34 pm
Christmas is funded by vouchers and I wish it would be as late as possible before stuff is out in the shops!

Personally (and I speak for hubby here as well!) Christmas could be cancelled!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Shining

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Post by Shining » Fri Sep 10, 2010 3:47 pm
My grandchildren make my Christmas, today is the first time we've had the twins since their 1st birthday and we've got lots of pressies here for them, I can't wait! x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

Skippy

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Post by Skippy » Fri Sep 10, 2010 3:56 pm
It's far to early to think about Christmas! It's ok in December but not yet - I'm still wearing flip flops!!!
 
 

Shining

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Post by Shining » Fri Sep 10, 2010 3:57 pm
Me too Skippy, mind it was raining this morning and did wonder how much longer I've got in them prior to digging out my shoes.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

kallis3

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Post by kallis3 » Fri Sep 10, 2010 4:05 pm
It's windy here but the wind is really warm.

I won't be doing Christmas for a while yet, and as soon as I am able, we will be going somewhere nice and hot.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Skippy

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Post by Skippy » Fri Sep 10, 2010 4:20 pm
I've had my boots on a couple of times recently but only because it's been wet.

I want to go out for Christmas dinner this year but I really can't see our mothers wanting to do that, even if I offered to pay!
 
 

kallis3

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Post by kallis3 » Fri Sep 10, 2010 4:27 pm
We've been out for Christmas Day dinner before, but to be honest I would rather it was done at home. The food is tastier (and cheaper!) and we can just go and sit down afterwards and have a kip infront of the TV. Plus, everyone who wants to can have a drink and not worry about driving.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Skippy

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Post by Skippy » Fri Sep 10, 2010 4:43 pm
The gym that I go to has got a restaurant and it's in walking distance so it wouldn't be too bad. I get annoyed when they go to sleep after dinner - I don't and I've got no one to talk to!
 
 

kallis3

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Post by kallis3 » Fri Sep 10, 2010 5:04 pm
I don't mind as we usually have the TV on and it's my parents who go to sleep! A few years ago me and my mum watched 'Jesus Christ Superstar'. Dad went to sleep - he then denied it and said I'd got up a couple of times to make a drink! I hadn't moved!

The only thing I love about spending Christmas here is being able to slob out!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

MrsKnight

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Post by MrsKnight » Fri Sep 10, 2010 5:20 pm
Yeap Im a born worrier too Lesley! Ive been worrying about Christmas for a month now!
Ive usually got a few santa sack pressies by now, n this year Im really behind n stressed about it.
Im sorting the boys first n if, IF! I have anything left for others in december then I will worry about them then!

Working in the hotel trade & understanding allocations of the menus & how much a chef spends on each person - I will probably never pay to have a christmas dinner anywhere! Sorry but they really do get ripped off on the price n what is actually spent.
Final IVA payment made in April 2013, never ever thought we could do it or get through it but we did! X



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Til

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Post by Til » Fri Sep 10, 2010 5:52 pm
I've been clawing money together each month to pay into a Park Catalogue for vouchers so this year at least I know I don't have to worry as it'll all be paid for in advance [:D]

Has been hard getting money together and still a bit to try to get paid off this month and next but worth it when I get the vouchers and then seeing my little girls eyes light up. Still won't be as extravagant as previous 'credit christmases' but wonderful none the less [:I]
"Hope is the feeling you have that the feeling you have isn't permanent." - Jean Kerr

IVA approved Aug 2008 - 6 year term - last payment made 6 Oct 2014. CC received 14 Nov 2014.
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