Christmas Calcultaor

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Wizzzard

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Post by Wizzzard » Fri Sep 10, 2010 5:53 pm
I've just noticed the Topic Heading .... Gawd my tryping is getting worserer and worserer.
The best psychological health comes from admitting your faults and recognizing they're caused by someone else.
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Skippy

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Post by Skippy » Fri Sep 10, 2010 6:01 pm
I didn't even notice Ray!
 
 

MrsKnight

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Post by MrsKnight » Fri Sep 10, 2010 6:03 pm
Bless ya Wizz - I had not even noticed! :0)

Hi Till - I know what you mean by those credit christmas's, And I actually enjoy christmas more now knowing I have actually paid for it!
Just have a slight issue of both boys wanting a dsi each this year! Which I am skinting my self to fund & I earn vouchers for doing TNS shopping monitor that will go towards them. But we are giving them to them from us, as we dont want them thinking Santa can bring things that expensive! Plus they do understand they cost alot & will appreciate it & hopefully respect it more! So Ive still got to find santa sack things too!
Final IVA payment made in April 2013, never ever thought we could do it or get through it but we did! X



An IVA.co.uk Mentor is someone sharing from their experiences of dealing with debt

Lyns x
 
 

Shining

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Post by Shining » Sun Sep 12, 2010 9:17 am
I'm lucky I've never had to work a Christmas or Bank holidays etc., and I do know that without people like you Helen who give up their time others wouldn't have such a nice day. You're a star x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

kallis3

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Post by kallis3 » Sun Sep 12, 2010 10:44 am
We don't work Christmas Day or New Years Day, but we do work Bank Holidays and Boxing Day when it falls Monday to Saturday. This year I am working the Monday and Tuesday.

I have worked all of the festive season in the past and it was always the busiest time!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

lukeofyorkshire

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Post by lukeofyorkshire » Sun Sep 12, 2010 11:15 am
@Ray that that is a great help thanks. I know it may seem early to most people but I'm a born planner and organiser haha.

I'm in the Xmas Saver club at Tesco, all my Clubcard points to be sent to me in November and I top up each time I shop with whatever change I have left. Last year I managed to save a few hundred which came in handy [:D]

@ Helen - working Xmas sucks! I did Xmas Day last year, 12 hours, walked to and from work and spent the whole day alone [:(]
1st payment Oct 2008, last payment Dec 2013. Certificate received March 2015 due to PPI claim.
 
 

lukeofyorkshire

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Post by lukeofyorkshire » Sun Sep 12, 2010 11:35 am
Thanks Helen, was a VERY nice surprise upon my return lol. Might use them for Xmas stuff [:)]

The holiday was great for the most part but some of it really sucked as predicted I was obsessed with money and what we were spending lol. I've got loads of notes made on holiday so I can do a blog, there is a funny story related to money that I will relate in said blog!
1st payment Oct 2008, last payment Dec 2013. Certificate received March 2015 due to PPI claim.
 
 

kallis3

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Post by kallis3 » Sun Sep 12, 2010 11:49 am
Glad you had a good holiday Luke.

Must admit that my Tesco vouchers (shopping and surveys) get put away until the week before Christmas and then I have a bit of a splurge!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Shining

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Post by Shining » Sun Sep 12, 2010 4:57 pm
and isn't it nice to have a splurge. I'd been saving a few £2 coins for a while now and hid them away, today I gave them to my hubby to go to Tacklefest and he was over the moon, ok it wasn't hundreds but he spent ages choosing his ware wisely whereas once upon a time, plastic out buy anything but it made it an enjoyable day and made all the better by seeing how pleased he was to receive his gift from me, birthday present early I told him. xx
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

kallis3

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Post by kallis3 » Sun Sep 12, 2010 5:00 pm
It is nice to have a splurge, especially when it doesn't happen often these days!

Glad you had a good day Lesley and hubby was able to have a bit of a treat.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Shining

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Post by Shining » Sun Sep 12, 2010 5:14 pm
Thanks Jan it made my day to see him happy as he, like all of us in IVA's sacrifice a lot xx
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

lukeofyorkshire

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Post by lukeofyorkshire » Sun Sep 12, 2010 5:28 pm
That is great stuff Lesley, the hard earned things are much more enjoyable I have since getting into my IVA.
1st payment Oct 2008, last payment Dec 2013. Certificate received March 2015 due to PPI claim.
 
 

kallis3

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Post by kallis3 » Sun Sep 12, 2010 5:39 pm
We had a chinese last night - first takeaway for a long while and we really enjoyed it.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Shining

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Post by Shining » Sun Sep 12, 2010 5:40 pm
Oh I like a nice Chinese, glad you enjoyed and I do think you do when you've not had one in a while x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

kallis3

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Post by kallis3 » Sun Sep 12, 2010 5:43 pm
I agree - it always seems to taste nicer.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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