Ha anyone dealt with CITIZENS FREE DEBT ADVICE? Is there a way I can check that this company is legit? They have said I can get an IVA even though I have an everyday loan but have spoke to others and read it’s nearly impossible with an everyday loan.
They are wanting a lot of paperwork which is understandable but I’m hesitant to hand it all over
I would approach several firms, some of the smaller ones are best. Have a look through the forum and see what people recommend.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Whether the Everyday loan will stop you depends on how much that loan is in relation to other debts, so it might go through.
With regards to this particular firm, I have not heard anything about them, nor can I find them online under that name --- but, personally, I would avoid a firm that is trying to look like a recognised charity (CAB). In any even, speak to a few others to compare advice before sending anything off.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014 http://foggy.blogs.iva.co.uk