Hi.As you probably all know from my other posts, I am hoping to enter a full and final IVA in a few months time when my parents will have the funds to lend us. There is a lot of talk on another forum that I go on about people claimimg back unfair credit card charges. I know that OH and I must have hundreds if not thousands of pounds in credit card charges over the years between us and I am confident that I could claim some of it back. The query I have is would this affect my chances of success with having IVA accepted? I am not being greedy, I would be putting the money forward to add to the F and F IVA offer to hopefully increase the chances of it being accepted. Any thoughts? Thankyou x
It won't affect your creditors' decisions on deciding whether to accept an IVA, but the door has been closed on a lot of these type of claims proceeding, so if you are going to claim, use a company that will do it on a "no-win/no fee" basis.
I would probably try to do it myself if I were going to. This other forum has template letters. Do you think I could wait until after the IVA is over but then I wouldn't be able to add to the F and F offer. Hmmmmmmm...maybe its just too complicated!!!
Thanks Melanie. I think it would have been a bit rude anyway lol...potentially have thousands of pounds of debt wiped out and then ask for more money back from previous charges...even I wouldn't be that cheeky!! Think I will leave well enough alone there.