I made my final payment on my IVA yesterday. It's been a long 5 years and a half years and it's not been easy but it's taught me a lot about my attitude to money.
This forum is a brilliant source of information and support, although this is only my second post, I've read questions other people have asked and the advice they've been given by the experts has helped me on many occasions, it was useful to know I wasn't alone on the journey and that others where going through the same ups and downs as me. So thank you all.
For anyone starting out or part way through their journey, dig in, there is a light at the end of the tunnel!