Completed IVA - will I pass a credit check?

Get expert opinion. This is the place for new questions to be posted.
7 posts Page 1 of 1
User avatar
brian643
Posts: 2
by brian643 » Wed Jan 23, 2019 11:16 am
Hi,
I had an IVA 8-9 years ago all paid up and on time so this ended about 3 years ago now. I'm now looking at renting will this effect the credit check? When I look on my credit report it does not show up?
User avatar
Foggy
Forum Expert
Posts: 27974
Contact
by Foggy » Wed Jan 23, 2019 12:04 pm
Have you checked all three main credit reference agencies ? As well as the IVA not showing up, are there any remaining defaults or arrears showing on the reports? Are there any Notices of Correction on any of the reports ? If all is clear, you should be good to go.
User avatar
Lisa Thomas
Industry Expert
Posts: 7237
Contact
by Lisa Thomas » Wed Jan 23, 2019 12:17 pm
You might find this quick video I made about cleaning up your credit record useful:

https://youtu.be/PV4RzUY4BRM
Noddle, Clearscore and Totally Money are also free credit agencies to consider using:

https://www.noddle.co.uk/
https://www.clearscore.com/
https://www.totallymoney.com/
User avatar
kallis3
Forum Expert
Posts: 74044
Contact
by kallis3 » Wed Jan 23, 2019 12:23 pm
You can always make an anonymous check to make sure you would be ok.
User avatar
brian643
Posts: 2
by brian643 » Thu Jan 31, 2019 8:59 pm
Thanks for all the advise people.
Credit checks all Went through absolutely fine.
There is hope.
User avatar
Foggy
Forum Expert
Posts: 27974
Contact
by Foggy » Thu Jan 31, 2019 9:35 pm
brian643 wrote:
Thanks for all the advise people.
Credit checks all Went through absolutely fine.
There is hope.



Good news. Onward and Upward. :)
User avatar
kallis3
Forum Expert
Posts: 74044
Contact
by kallis3 » Fri Feb 01, 2019 9:46 am
Good news!!
7 posts Page 1 of 1
Return to “Ask IVA Forum and Industry experts”

Who is online

Users browsing this forum: No registered users and 21 guests