Completed IVA - will I pass a credit check?

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brian643

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Post by brian643 » Wed Jan 23, 2019 11:16 am
Hi,
I had an IVA 8-9 years ago all paid up and on time so this ended about 3 years ago now. I'm now looking at renting will this effect the credit check? When I look on my credit report it does not show up?

Foggy

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Post by Foggy » Wed Jan 23, 2019 12:04 pm
Have you checked all three main credit reference agencies ? As well as the IVA not showing up, are there any remaining defaults or arrears showing on the reports? Are there any Notices of Correction on any of the reports ? If all is clear, you should be good to go.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

Lisa Thomas

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Post by Lisa Thomas » Wed Jan 23, 2019 12:17 pm
You might find this quick video I made about cleaning up your credit record useful:

https://youtu.be/PV4RzUY4BRM
Noddle, Clearscore and Totally Money are also free credit agencies to consider using:

https://www.noddle.co.uk/
https://www.clearscore.com/
https://www.totallymoney.com/
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk

kallis3

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Post by kallis3 » Wed Jan 23, 2019 12:23 pm
You can always make an anonymous check to make sure you would be ok.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

brian643

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Post by brian643 » Thu Jan 31, 2019 8:59 pm
Thanks for all the advise people.
Credit checks all Went through absolutely fine.
There is hope.

Foggy

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Post by Foggy » Thu Jan 31, 2019 9:35 pm
brian643 wrote:
Thanks for all the advise people.
Credit checks all Went through absolutely fine.
There is hope.

Good news. Onward and Upward. :)
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

kallis3

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Post by kallis3 » Fri Feb 01, 2019 9:46 am
Good news!!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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