I have opened disputes with noddle, Experian and equifax to get the Iva removed from my credit reports and sent them copies of the completion certificate. The start date for the Iva on my reports is 11/09/2011. I thought they dropped off automatically after 6 years but obviously not. Experian have replied to my dispute and taken the Iva off my record and I now have a perfect credit score but noddle and equifax have replied and declined it as my name is still on the insolvency register, even though it says complete...
Can anyone advise if there’s anything I can do? It’s just annoying that Experian have taken it off but the others won’t
As for dropping off after 6 years -- yes they do, but only once reported as complete.
It should all fall into place soon.
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