Completion Certificate and Jarvis

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Stevedgn68

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Post by Stevedgn68 » Tue Feb 23, 2021 10:47 pm
My very last payment is due on 3rd April as long as Jarvis/Debt Movement don't find a way to change the rules unexpectedly.

Realistically, .......how soon could/should/would I expect receive my Completion Certificate.

I have been with Debt Free Direct, then Aperture, then Jarvis/Debt Movement. Does the Forum have any view about the way Jarvis/Debt Movement behave regarding this.

Thanks for any input.

Steve

luluj

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Post by luluj » Wed Feb 24, 2021 1:00 am
In an ideal world I would say 3 months, but you should expect up to 6 months from last payment. A final review will be done and then monies distributed and final report and certificate issued. The final review is to ensure all additional money from final year has been paid across and circumstances not changed at all.

Well done for getting to this point... get ready to be debt free and for the start button to be pushed to reset your life....
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kallis3

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Post by kallis3 » Wed Feb 24, 2021 7:56 am
Well done Steve! As luluj states, it could be up to six months and of course you have to take into account the current situation at the moment with people working from home.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
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Stevedgn68

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Post by Stevedgn68 » Sat Mar 06, 2021 4:10 am
Thank you both. I'm keeping my fingers crossed for nearer to 3months...... Our current mortgage terminates in 13mths and things may get complicated if there is still an IVA on the records by then.

Foggy

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Post by Foggy » Sat Mar 06, 2021 10:18 am
Gentle reminders now and again can't hurt. Also ask them, specifically, to confirm when they have removed any restriction on the property. You can check a little later, online, with the Land Registry.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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luluj

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Post by luluj » Sun Mar 07, 2021 4:11 am
I'd give it to July and then start asking on a monthly basis until 6 months, then I would be on their case every week chasing for it.

Am sure you will have it way before your 13 month deadline for mortgage purposes
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"

kallis3

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Post by kallis3 » Sun Mar 07, 2021 8:55 am
Just confirm that you cancel your payment after 3rd April.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

Stevedgn68

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Post by Stevedgn68 » Fri Mar 19, 2021 8:25 am
Thanks for the advice Kallis, I am unsure if they ever realised I was paying by Standing Order not Direct Debit so I will delete the Standing Order on the 1st April ..... please note the date! :lol:

Stevedgn68

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Post by Stevedgn68 » Fri Mar 19, 2021 8:28 am
(my last payment is confirmed as 31st March)
S.
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