I now have no idea what happens and how we can attempt to start building our credit rating ? I know it will be effected for a further year.
Do we send copies of the completion certicAte off to credit agencies if so who?
Sorry for all the questions but I am lost.
I would keep an eye on your credit files and where defaults don't start to drop off or creditors don't update to show completion I would make contact with the credit control team and send a COPY of the certificate to them to ensure there records are updated and ready to be completed removed on the 6th anniversary.
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