Considering an IVA

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kallis3

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Post by kallis3 » Mon Aug 16, 2010 9:53 pm
Good idea Loopy. We changed ours.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

scaredykat

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Post by scaredykat » Mon Aug 16, 2010 9:55 pm
This is my first month of not paying anyone, the payments were due at the begining of the month and as of yet no one has phoned me. Now thats worrying me a bit too !!!! x
 
 

kallis3

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Post by kallis3 » Mon Aug 16, 2010 9:57 pm
You may be one of the lucky ones!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

scaredykat

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Post by scaredykat » Mon Aug 16, 2010 10:00 pm
Me lucky ? i wish ! now that i have opened my mouth i shall await the phone calls tomorrow doh !! x
 
 

Shining

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Post by Shining » Mon Aug 16, 2010 10:19 pm
If they do come stick to what you want to say only and don't give in to pressure as they do try it on. Hopefully they won't ring though x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

Lou74

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Post by Lou74 » Mon Aug 16, 2010 10:25 pm
Hi Loopy, and welcome.
Don't let the calls worry you, I'm now into my 2nd month of not paying, and have not had too many calls (it's worrying me a bit too, scaredykat!) I have actually found the people I have plucked the courage up to talk to quite understanding.
I'm hoping that by the time my 3rd missed payments are due, the Iva should be on its way to approval. (fingers crossed!)
Definatley make the call, you'll feel so much better for it.
xx
 
 

Karen.c

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Post by Karen.c » Mon Aug 16, 2010 11:56 pm
Hi Loopy, I was with DFD and for the 3 years I was with them I had no problems what so ever, I too have a Coop basic account.
I used to hide at night and have sheer dread of the phone ringing and it being a creditor on the other end and my husband answering it and it all made me very ill indeed. Plucked up the courage to ring someone and spoke to 2 differnet firms before I realised an IVA was for me, best thing i ever done honestly and they are so good on the phones and so understanding you will end up crying as they are so nice to you and sympathise.
Please keep your chin up as there is light at the end of that tunnel good luck hunny and keep us all posted x
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