Could my IVA pose a problem to my home insurance ?

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gama
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by gama » Sun Oct 15, 2017 9:04 pm
I am in an IVA at the moment and have been for a few years. I took out a home insurance policy one year after starting the IVA by phone and did not mention that I was in an IVA. There was a fire recently in my property and I received a letter informing me that my IVA may pose a problem to my home insurance. Could you please advise me on this?
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luluj
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by luluj » Sun Oct 15, 2017 11:04 pm
Difficult to comment as the full terms and conditions of your insurance would need to be read.

I would hope that as long as your premiums are up to date you would be ok.

You need to work with the insurance company to overcome this hopefully.
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Foggy
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by Foggy » Mon Oct 16, 2017 6:43 am
I echo Luluj .. it depends upon the exact wording of the terms and conditions and whether the IVA was declared at the outset.
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