Creation finance

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jade176

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Post by jade176 » Sat Oct 03, 2020 9:09 pm
Purchased a new sofa from Harvey’s
The credit was provided by creation finance.
Creation finance are part of my Iva.

The sofa has a rip and needs repairing.
It’s still under the Harvey’s guarantee.

Am I still able to ask Harvey’s to repair the sofa ?
And will they be aware I am in an Iva ?
Thanks in advance

kallis3

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Post by kallis3 » Sat Oct 03, 2020 9:19 pm
They will be aware that you are in an IVA, how this will affect the guarantee I don't know.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

WallE

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Post by WallE » Sun Oct 04, 2020 12:36 am
I would imagine the guarantee still stands as you would still have the sofa whether or not you were in an IVA, and the guarantee is governed under consumer law which exists outside of the IVA.

I'm only guessing though, and am most certainly not a solicitor or an expert in the ins and outs of consumer law.

luluj

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Post by luluj » Sun Oct 04, 2020 5:46 am
We claimed during our iva on a sofa in similar circumstances without an issue.
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There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"

SteveUK

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Post by SteveUK » Sun Oct 04, 2020 6:11 am
Why would Harveys care, they've had the money from Creation.

jade176

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Post by jade176 » Sun Oct 04, 2020 8:13 am
Thanks for your reply’s
Another problem 😡
Just googled to find the number to report the repair.
And they have gone into administration
Any ideas where I stand now ?
Thanks

kallis3

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Post by kallis3 » Sun Oct 04, 2020 8:43 am
They are the same family as Bensons for Beds. Don't know if they could help.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

jade176

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Post by jade176 » Sun Oct 04, 2020 8:47 am
Not looking good
It says guarantees are not being honoured with Harvey’s but benson beds are ?
Will ring them anyway
Fingers crossed 🤞

kallis3

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Post by kallis3 » Sun Oct 04, 2020 10:06 am
Let us know - don't see why they won't honour it but of course Bensons is still trading.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

jade176

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Post by jade176 » Sun Oct 04, 2020 10:30 am
Will give them a ring tomorrow and let you know how I get on
Thanks 😊

Foggy

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Post by Foggy » Sun Oct 04, 2020 11:08 am
Good Luck !
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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