Credit block still

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andrew503
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by andrew503 » Wed Dec 26, 2018 7:49 am
I had an IVA and the finish date, 6 years from the start date was on 3rd of December this year. ive paid off my IVA a couple of years ago but it appears that I still have a credit block on my Equifax and experian reports... How do I resolve this
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kallis3
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by kallis3 » Wed Dec 26, 2018 9:53 am
Perhaps the information hasn't had time to file down yet - wait until New Year, check again and then contact the Data Controller for each company still showing up.
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Foggy
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by Foggy » Wed Dec 26, 2018 10:06 am
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luluj
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by luluj » Thu Dec 27, 2018 12:44 am
If the anniversary was only in December the creditors may not have yet updated their records to reflect closure and removal of any defaults - it took us a few months to get the all clear and even then we had to write to the credit controller asking them to update their records urgently
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Lisa Thomas
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by Lisa Thomas » Wed Jan 02, 2019 9:42 am
You might find this quick video I made about cleaning up your credit record useful:

https://youtu.be/PV4RzUY4BRM

Noddle, Clearscore and Totally Money are also free credit agencies to consider using:

https://www.noddle.co.uk/
https://www.clearscore.com/
https://www.totallymoney.com/
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