Credit block still

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andrew503

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Post by andrew503 » Wed Dec 26, 2018 7:49 am
I had an IVA and the finish date, 6 years from the start date was on 3rd of December this year. ive paid off my IVA a couple of years ago but it appears that I still have a credit block on my Equifax and experian reports... How do I resolve this

kallis3

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Post by kallis3 » Wed Dec 26, 2018 9:53 am
Perhaps the information hasn't had time to file down yet - wait until New Year, check again and then contact the Data Controller for each company still showing up.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

Foggy

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Post by Foggy » Wed Dec 26, 2018 10:06 am
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

luluj

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Post by luluj » Thu Dec 27, 2018 12:44 am
If the anniversary was only in December the creditors may not have yet updated their records to reflect closure and removal of any defaults - it took us a few months to get the all clear and even then we had to write to the credit controller asking them to update their records urgently
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"

Lisa Thomas

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Post by Lisa Thomas » Wed Jan 02, 2019 9:42 am
You might find this quick video I made about cleaning up your credit record useful:

https://youtu.be/PV4RzUY4BRM

Noddle, Clearscore and Totally Money are also free credit agencies to consider using:

https://www.noddle.co.uk/
https://www.clearscore.com/
https://www.totallymoney.com/
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk
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