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Post by Pigger479 » Tue Aug 06, 2019 1:08 pm
Hey all,

I’m not longer in IVA and I’ve had completition certificate but I still have 3 years left before the data drops off my file. I have been accepted for a card which I intend to use 20/30 a month and pay it in full. My question is is this really worth it Now or wait until everything drops off ?


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Post by Foggy » Tue Aug 06, 2019 1:29 pm
To my mind it helps establish a history of sensible usage, but don't use it like clockwork, be a bit more random.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014


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Post by kallis3 » Tue Aug 06, 2019 2:45 pm
I agree with Foggy.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
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