Credit File, ( must of been asked many times)

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Mxlee8

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Post by Mxlee8 » Tue Apr 28, 2020 7:22 am
Right long story short currently in a iva, over 2 years.

Couple of my creditors 1 of them being SafetyNet Credit have not defaulted on my file. Still showing upto date. Is this going to affect anything. Majority of my others have defaulted to start date of the iva give or take couple months which I'm not to bothered about.

Thanks Lee

kallis3

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Post by kallis3 » Tue Apr 28, 2020 7:40 am
I wouldn't worry about it too much at this point. One of mine is still showing and I finished years ago and have had no problems getting credit.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

Foggy

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Post by Foggy » Tue Apr 28, 2020 7:53 am
As long as they continue to show payments are up to date there should be no issue.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

Mxlee8

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Joined: Sat Mar 09, 2019 10:16 pm

Post by Mxlee8 » Tue Apr 28, 2020 8:41 am
Thanks guys. So should these dissappear in there own time?

Lisa Thomas

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Post by Lisa Thomas » Tue Apr 28, 2020 9:08 am
Once your IVA is complete and it has been 6 years since you entered it so I wouldn't worry about it until after your IVA has successfully finished.
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk
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