Right long story short currently in a iva, over 2 years.
Couple of my creditors 1 of them being SafetyNet Credit have not defaulted on my file. Still showing upto date. Is this going to affect anything. Majority of my others have defaulted to start date of the iva give or take couple months which I'm not to bothered about.
I wouldn't worry about it too much at this point. One of mine is still showing and I finished years ago and have had no problems getting credit.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
As long as they continue to show payments are up to date there should be no issue.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014 http://foggy.blogs.iva.co.uk