Credit file

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Sally1966

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Location: United Kingdom
Post by Sally1966 » Wed May 15, 2019 9:18 am
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Hi I got my cc last week, how long does it take to show on your credit file that the Iva is no longer active
Thank you
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Foggy

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Post by Foggy » Wed May 15, 2019 10:01 am
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Wed May 15, 2019 9:18 amSally1966 wrote:
Hi I got my cc last week, how long does it take to show on your credit file that the Iva is no longer active
Thank you
It will take three months for the IVA to clear off the Insolvency Register, but will show as completed there shortly. Once you are off the Register it should be marked as completed on your credit reference agency files, but that is little help as it is still there until the 6th anniversary of the start of the IVA. Have a read here: https://www.iva.co.uk/what-does-an-iva- ... dit-record

Nearly there -- well done !
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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spongebob

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Joined: Thu May 16, 2019 7:16 am
Post by spongebob » Thu May 16, 2019 7:26 am
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Well done!

Be sure to check all three credit reference agencies for the drop off once the time has elapsed as Foggy says above.
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Lisa Thomas

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Post by Lisa Thomas » Thu May 16, 2019 8:21 am
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Congratulations on finishing your IVA.

You might find this quick video I made about cleaning up your credit record useful:

https://youtu.be/PV4RzUY4BRM
Noddle, Clearscore and Totally Money are also free credit agencies to consider using:

https://www.noddle.co.uk/
https://www.clearscore.com/
https://www.totallymoney.com/
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk
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