Credit Ref Agencies

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Post by JoeB » Wed Sep 15, 2010 11:27 am
Hi Just received my Cert of Completion[:D] thanks to all here for their support (used to post a lot cant remember my uname so am anewby. How long does it take for the Credit ref agencies to update your files to reflect the change and should I send a copy to all or will experian suffice as the largest.


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Post by Shining » Wed Sep 15, 2010 11:30 am
Well done on your completion and receiving your Certificate of Completion. Glad you found the forum to be support.

I would personally send it to all Credit reference agencies asking them to update their records.

Good luck for the future. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.


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Post by JoeB » Wed Sep 15, 2010 11:34 am
Thanks Lesley - apart from Experian who are the other agencies?[?]

Declan at DebtFreeDirect

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Post by Declan at DebtFreeDirect » Wed Sep 15, 2010 11:38 am
Hi Joe
Congratulations on sucessfully completing the IVA. The main credit reference agencies are Experian, Equifax and Call Credit.

Declan Murray
Debt Advisor
Debt Free Direct - the UK's largest IVA provider.


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Post by kallis3 » Wed Sep 15, 2010 1:43 pm
Congratulations on completion Joe!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.


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Post by TheMatrix » Wed Sep 15, 2010 6:00 pm
Congrats, the 3 CRA's to write to are;

Callcredit Limited
Consumer Services Team
PO Box 491

Equifax Plc
Credit File Advice Centre
PO Box 1140

Experian Limited
Consumer Help Service
PO Box 8000
NG80 7WF

28 days is a reasonable amount of time for them to update your file or tell you why they have not done so.
We're willing to wipe the slate clean, give you a fresh start. All that we're asking in return is your cooperation.
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