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JoeB
Posts: 136 Joined: Wed Sep 15, 2010 11:16 am
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JoeB » Wed Sep 15, 2010 11:27 am
Hi Just received my Cert of Completion[:D] thanks to all here for their support (used to post a lot cant remember my uname so am anewby. How long does it take for the Credit ref agencies to update your files to reflect the change and should I send a copy to all or will experian suffice as the largest.
Shining
Posts: 27019 Joined: Thu Sep 20, 2007 8:57 am
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Well done on your completion and receiving your Certificate of Completion. Glad you found the forum to be support.
I would personally send it to all Credit reference agencies asking them to update their records.
Good luck for the future. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
JoeB
Posts: 136 Joined: Wed Sep 15, 2010 11:16 am
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JoeB » Wed Sep 15, 2010 11:34 am
Thanks Lesley - apart from Experian who are the other agencies?[?]
Declan at DebtFreeDirect
Posts: 1277 Joined: Wed Jul 15, 2009 10:44 pm
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Hi Joe
Congratulations on sucessfully completing the IVA. The main credit reference agencies are Experian, Equifax and Call Credit.
Thanks
kallis3
Forum Expert
Posts: 77172 Joined: Mon Mar 17, 2008 4:02 pm
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Congratulations on completion Joe!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
TheMatrix
Posts: 2171 Joined: Sat Mar 17, 2007 8:32 pm
Location: United Kingdom
Congrats, the 3 CRA's to write to are;
Callcredit Limited
Consumer Services Team
PO Box 491
Leeds
LS3 1WZ
Equifax Plc
Credit File Advice Centre
PO Box 1140
Bradford
BD1 5US
Experian Limited
Consumer Help Service
PO Box 8000
Nottingham
NG80 7WF
28 days is a reasonable amount of time for them to update your file or tell you why they have not done so.
We're willing to wipe the slate clean, give you a fresh start. All that we're asking in return is your cooperation.