credit report nearly right now apart from....

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wakeywakey

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Post by wakeywakey » Mon Jul 16, 2018 6:14 pm
Hi Guys,

I had a credit report problem you guys helped me sort out. One company had us down as late payments which would obv meant trouble in 5 years time. They have now changed that to a default and dated it to the start of the IVA, so ok there. Unfortunately they have now decided to put the account as a short term loan with a zero balance and zero limit. according to the policies it should only show for 50 days, but it's been longer. I can't see why they have done this really. It wasn't there originally.

Should I contact them or raise it as an issue with the credit recording company.

Foggy

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Post by Foggy » Mon Jul 16, 2018 6:31 pm
I would take it up with both at the same time.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

kallis3

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Post by kallis3 » Tue Jul 17, 2018 9:17 am
Agree with Foggy.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

Ryan

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Post by Ryan » Tue Jul 17, 2018 10:03 am
Have you also checked all 3 of your credit reports - Experian, Equifax/Clearscore and Callcredit/Noddle?

Regards
Ryan Radford
IVA Mortgage Expert
Zebra Money Centre

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