credit report nearly right now apart from....

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wakeywakey
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by wakeywakey » Mon Jul 16, 2018 6:14 pm
Hi Guys,

I had a credit report problem you guys helped me sort out. One company had us down as late payments which would obv meant trouble in 5 years time. They have now changed that to a default and dated it to the start of the IVA, so ok there. Unfortunately they have now decided to put the account as a short term loan with a zero balance and zero limit. according to the policies it should only show for 50 days, but it's been longer. I can't see why they have done this really. It wasn't there originally.

Should I contact them or raise it as an issue with the credit recording company.
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Foggy
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by Foggy » Mon Jul 16, 2018 6:31 pm
I would take it up with both at the same time.
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kallis3
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by kallis3 » Tue Jul 17, 2018 9:17 am
Agree with Foggy.
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Ryan
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by Ryan » Tue Jul 17, 2018 10:03 am
Have you also checked all 3 of your credit reports - Experian, Equifax/Clearscore and Callcredit/Noddle?

Regards
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