Creditfix annual review

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Post by kallis3 » Tue Nov 20, 2018 5:05 pm
Do not let them bully you into giving in on online banking.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.


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Post by mel865 » Wed Nov 21, 2018 4:33 pm
Ok, so finally 2nd review complete.

But I’m pretty sure there was no calculations involved. They just wanted more money, £10 per month to be precise. I get that my income had increased overall but so too had my outgoings. (You name it, everything went up this last year!)
But what makes me think it was just an exercise in getting more is that before she’d even studied my paperwork, she’d ask if I can afford a £10 increase. I’d just said when I get overtime, yes. But not if no overtime.

I shan’t fight it, I’ll wait till the outgoings start increasing next year (it seems inevitable if this year is anything to go by) and then I’ll go back to them.

Here’s to a better year 3!


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Post by Foggy » Wed Nov 21, 2018 4:49 pm
They all have a tendency to ignore increases in outgoings --- they live in the same bubble as politicians !
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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