I would point out that all this information is in the public domain and the Association of British Credit Unions deliberately made their concerns public with their letter to the appropriate regulator https://higherlogicdownload.s3.amazonaw ... y_2020.pdf.
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
No wonder they have problems and bad press on here.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
