Creditor Meeting

Get expert opinion. This is the place for new questions to be posted.
18 posts Page 1 of 2
 
 

DMB

User avatar
Posts: 155
Joined: Sun Mar 21, 2010 11:20 am
Location: United Kingdom

Post by DMB » Sun Sep 05, 2010 8:52 pm
My Creditors meeting is a week Thursday at 11:15.
Does anyone know how long it will take?
I work a split shift 6:45-10:15 then 14:45-18:15. If i can avoid having any time off it woulf be better as i cant afford to lose the money and also have to come up with some excuse??
Have the creditors already decided what they will do before the meeting?
Sorry to babble,any advice is gratefully received?
 
 

MelanieGiles

User avatar
Industry Expert
Posts: 47612
Joined: Tue Jan 09, 2007 10:42 am
Location:

Post by MelanieGiles » Sun Sep 05, 2010 9:01 pm
There is no set time for the meeting, but your IP should have organised this to be held at a time convenient for you. Although you do not have to attend the meeting, you do need to be available to take telephone calls and to have documents e-mailed to you, before the arrangement can be deemed to be accepted.
Regards, Melanie Giles, Insolvency Practitioner
 
 

Shining

User avatar
Posts: 27019
Joined: Thu Sep 20, 2007 8:57 am
Location:

Post by Shining » Sun Sep 05, 2010 9:11 pm
Good luck for Thursday DMB x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

DMB

User avatar
Posts: 155
Joined: Sun Mar 21, 2010 11:20 am
Location: United Kingdom

Post by DMB » Sun Sep 05, 2010 9:38 pm
Thankyou Lesley.
 
 

Lisa2009

User avatar
Posts: 5411
Joined: Thu Aug 16, 2007 12:17 pm
Location:

Post by Lisa2009 » Sun Sep 05, 2010 10:18 pm
Good luck from me too
http://mrsskint.blogs.iva.co.uk/ 'Our Story'


Nil carborundum illegitimi
 
 

DMB

User avatar
Posts: 155
Joined: Sun Mar 21, 2010 11:20 am
Location: United Kingdom

Post by DMB » Mon Sep 06, 2010 5:38 am
The sleepless nights seem to have returned.
I just wish it could all be over?
I just want to know what the creditors have decided now,so i can start to live my life.
I know from reading on the forum that it isnt easy but at least you know what you have to pay every month?
I am just so worried there will be a problem and what i will do then?
 
 

kallis3

User avatar
Forum Expert
Posts: 76934
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Mon Sep 06, 2010 7:55 am
Good luck from me as well.

You will be nervous and worried, we were all the same. I'm sure you will be ok though and we're all here to help and support you.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Shining

User avatar
Posts: 27019
Joined: Thu Sep 20, 2007 8:57 am
Location:

Post by Shining » Mon Sep 06, 2010 8:06 am
The best offer will be on the table and I hope this doesn't sound harsh but it's out of your hands now and the votes will come in. I'm sure it will be fine and hope you let us know how it goes...we're all here to support you x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

DMB

User avatar
Posts: 155
Joined: Sun Mar 21, 2010 11:20 am
Location: United Kingdom

Post by DMB » Mon Sep 06, 2010 11:44 am
Thankyou for the responses.I will keep everyone informed as im sure more people will go through the same and it may help others in the future?
 
 

Hammie1

User avatar
Posts: 325
Joined: Wed Jun 16, 2010 8:27 pm
Location: United Kingdom

Post by Hammie1 » Mon Sep 06, 2010 4:24 pm
HI DMB

If it's any help our creditors meeting only took 10 mins. Was arranged for 11:00am, then I was asked to call in 10 minutes after the meeting, 11:10am, it had already finished and IVA was accepted.

Good luck for Thursday.

Sam
F&F accepted 12/8/13 - Awaiting Completion Certificate :-)
Thanks to everyone for your support. Could'nt have done it without you.
 
 

DMB

User avatar
Posts: 155
Joined: Sun Mar 21, 2010 11:20 am
Location: United Kingdom

Post by DMB » Mon Sep 06, 2010 7:06 pm
I hope mine is that straight forward but i doubt it.
 
 

kallis3

User avatar
Forum Expert
Posts: 76934
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Mon Sep 06, 2010 7:39 pm
Is yours a complicated case?

Which company are you using?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

St75

User avatar
Posts: 156
Joined: Wed Jun 23, 2010 4:43 pm
Location:

Post by St75 » Tue Sep 07, 2010 11:56 am
Good luck from me for Thursday too. Hope all goes well.
regards
st75

Started lump sum IVA in Aug 2010 - received certificate of completion April 2011, thanks to Melanie & team
 
 

Tina Shortland

User avatar
Posts: 2950
Joined: Tue Jan 05, 2010 11:30 am
Location:

Post by Tina Shortland » Tue Sep 07, 2010 12:02 pm
Best wishes for Thursday DMB - I look forward to hearing how you get on. Everything crossed for you.

Regards,
Regards, Tina Shortland, Debt Advisory Manager for Melanie Giles at Debt Advice TV.

If you’re looking for effective debt related information, articles and news, then go now to our on-line advice service at www.debtadvicetv.com

If you’re ready to ask us for specific advice or help, then get in touch at www.call-me.debtadvicetv.com so you can start to free yourself from the stress and anxiety of overwhelming debt.
 
 

Kitty33

User avatar
Posts: 33
Joined: Tue Aug 17, 2010 3:27 pm
Location:

Post by Kitty33 » Tue Sep 07, 2010 1:27 pm
Good luck for Thursday DMB.

Let us know how you get on.
18 posts Page 1 of 2
Return to “Ask IVA Forum and Industry experts”