Often this is where a creditor has been overpaid, for various reasons, and the IP has to get this back and will usually re-distribute this between other creditors. Sometimes there is money to be refunded to the debtor, but it will depend on the circumstances of the refund.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014 http://foggy.blogs.iva.co.uk
It can take up to six months depending on your company.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk