Hello,
The Christmas holiday season is supposed to bring cheer and good times to all. For many, however, the cheer and good times end up resulting in a heavy debt burden when the New Year rolls around. It doesn't have to be this way.
There are ways to stay within a budget this Christmas;
Taking the time to plan your Christmas holiday activities and spending in advance will keep Christmas from being a budget breaker.
Prepaid cards can be loaded up with cash and used just like a credit card - without the added debt. This is a good way to make sure you stick to your budget - and it makes a great way for your kids to shop as well without needing cash.
Do your homework online. Even if you don't actually buy the gift on the Internet, you can comparison-shop while sniffing out the best deals. Then visit the store with the best price.
Seek out online deals. Sometimes major stores offer discounts on online purchases. Check out Web sites regularly, as prices and offers change often during the weeks leading up to Christmas.
Many people don't need (or want) more stuff. Instead, give them the gift of your time--to take them out to dinner or fix little things around their home.
All the best,
Julia.
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