Creditors meeting tomorrow, bank accounts have already been closed?

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Cdawson1

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Post by Cdawson1 » Wed Nov 07, 2018 8:20 pm
I have my creditors meeting tomorrow at 10am (have managed to not get too anxious about it but nerves are starting to set in now!)

Anyway just out of curiosity really I just logged into my Lloyd’s banking app and my credit card account and 2 current accounts have been closed. Is this a good sign? Or completely irrelevant.

I stopped using the account some time ago and opened a new one with nationwide. Lloyd’s probably accounts for about 20% of my overall debt

Foggy

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Post by Foggy » Wed Nov 07, 2018 9:12 pm
Irrelevant really. You have declared yourself insolvent regardless of the outcome of the meeting, so you will now be in their toxic debt collection.

Best of luck for the morning.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Visit my blog here : http://foggy.blogs.iva.co.uk/

Cdawson1

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Post by Cdawson1 » Wed Nov 07, 2018 9:14 pm
Ah oh well!! Only one more day to wait I guess!!

Thanks, fingers crossed

kallis3

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Post by kallis3 » Wed Nov 07, 2018 9:36 pm
Good luck from me as well.
http://kallis3.blogs.iva.co.uk/
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.

Cdawson1

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Post by Cdawson1 » Wed Nov 07, 2018 9:38 pm
Thanks both, without this forum I would probably still be burying my head in the sand!

luluj

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Post by luluj » Thu Nov 08, 2018 5:38 am
Good luck and let us know how it goes later please x
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"

Cdawson1

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Post by Cdawson1 » Thu Nov 08, 2018 10:26 am
They’ve just called, IVA has been accepted and I’ve just made my first payment! 59 to go!
The creditors made some modifications but it was all with regards to the IP fees.

Such a relief

kallis3

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Post by kallis3 » Thu Nov 08, 2018 11:15 am
Brilliant news! Well done.
http://kallis3.blogs.iva.co.uk/
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.

Foggy

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Post by Foggy » Thu Nov 08, 2018 11:42 am
Excellent -- welcome to your journey !
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Visit my blog here : http://foggy.blogs.iva.co.uk/

Mrs_Brown

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Post by Mrs_Brown » Thu Nov 08, 2018 11:47 am
Great news, fingers crossed it all flies by quickly.

Bex12

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Post by Bex12 » Thu Nov 08, 2018 2:45 pm
Congratulations that is fab news. Good luck on your journey the time does go quick :)
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