[Cdawson1]

I have my creditors meeting tomorrow at 10am (have managed to not get too anxious about it but nerves are starting to set in now!)

Anyway just out of curiosity really I just logged into my Lloyd’s banking app and my credit card account and 2 current accounts have been closed. Is this a good sign? Or completely irrelevant.

I stopped using the account some time ago and opened a new one with nationwide. Lloyd’s probably accounts for about 20% of my overall debt

[Foggy]

Irrelevant really. You have declared yourself insolvent regardless of the outcome of the meeting, so you will now be in their toxic debt collection.

Best of luck for the morning.

[Cdawson1]

Ah oh well!! Only one more day to wait I guess!!

Thanks, fingers crossed

[kallis3]

Good luck from me as well.

[Cdawson1]

Thanks both, without this forum I would probably still be burying my head in the sand!

[luluj]

Good luck and let us know how it goes later please x

[Cdawson1]

They’ve just called, IVA has been accepted and I’ve just made my first payment! 59 to go!
The creditors made some modifications but it was all with regards to the IP fees.

Such a relief

[kallis3]

Brilliant news! Well done.

[Foggy]

Excellent -- welcome to your journey !

[Mrs_Brown]

Great news, fingers crossed it all flies by quickly.

[Bex12]

Congratulations that is fab news. Good luck on your journey the time does go quick