Creditors meeting tomorrow - old bank account still open

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leanne524

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Post by leanne524 » Tue Jul 31, 2018 5:44 pm
Heya, I have my creditors meeting tomorrow morning (horray!) just wondering if my debaters should have closed my accounts by now? As they’re all still up and running, I remember being told that once I sign then they will close my accounts. I even opened another bank account but my old one is still open :-S
Any help would be appreciated!

Mrs_Brown

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Post by Mrs_Brown » Tue Jul 31, 2018 5:47 pm
It took several months for my accounts to all fully close. They looked to be up and running although I am sure my card wouldn't have worked on any of them (I didn't attempt it) I would suggest not using the account even if it is still there and just use the new account you have presumably set up ready for the IVA?

Mrs_Brown

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Post by Mrs_Brown » Tue Jul 31, 2018 5:48 pm
And I forgot to add, good luck tomorrow, hope it all goes smoothly for you :)

Foggy

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Post by Foggy » Tue Jul 31, 2018 6:02 pm
As Mrs B says ... ignore the old accounts and let the creditors do what they will with them.

Good luck.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

kallis3

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Post by kallis3 » Tue Jul 31, 2018 6:22 pm
Good luck!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

leanne524

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Post by leanne524 » Tue Jul 31, 2018 7:07 pm
Yeah I’ve not used any of my old accounts, just checked them. :)
Will post again tomorrow when I get my answer, meeting is 12:35pm. :shock:

MerlinL14

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Post by MerlinL14 » Tue Jul 31, 2018 8:50 pm
Good luck Leanne, fingers crossed.
Last Payment made 04/12/14. Completion Certificate 25/7/15. IVA company GT. No Issues

leanne524

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Post by leanne524 » Wed Aug 01, 2018 1:22 pm
YAY! Accepted! :D

Foggy

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Post by Foggy » Wed Aug 01, 2018 1:29 pm
leanne524 wrote:
YAY! Accepted! :D

Well done !
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

MerlinL14

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Post by MerlinL14 » Wed Aug 01, 2018 2:27 pm
leanne524 wrote:
YAY! Accepted! :D
Congratulations on the start of your journey to being free of debt. Good luck
Last Payment made 04/12/14. Completion Certificate 25/7/15. IVA company GT. No Issues

kallis3

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Post by kallis3 » Wed Aug 01, 2018 2:41 pm
Brilliant news - well done!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

SteveUK

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Post by SteveUK » Fri Aug 03, 2018 11:27 am
leanne524 wrote:
YAY! Accepted! :D


Congratulations

I remember the feeling of relief when ours was accepted, I also remember the feeling of being able to go food shopping properly and having the money to pay for essentials.

That feeling of forwarding all the threatening letters to the IP was great too and remember, if you get phone calls from creditors just refuse to answer security questions. They will get all squitty making out they are doing you a favour but stand your ground, eventually it will stop.
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