Creditors meeting tomorrow - old bank account still open

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leanne524
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by leanne524 » Tue Jul 31, 2018 5:44 pm
Heya, I have my creditors meeting tomorrow morning (horray!) just wondering if my debaters should have closed my accounts by now? As they’re all still up and running, I remember being told that once I sign then they will close my accounts. I even opened another bank account but my old one is still open :-S
Any help would be appreciated!
Mrs_Brown
Posts: 56
by Mrs_Brown » Tue Jul 31, 2018 5:47 pm
It took several months for my accounts to all fully close. They looked to be up and running although I am sure my card wouldn't have worked on any of them (I didn't attempt it) I would suggest not using the account even if it is still there and just use the new account you have presumably set up ready for the IVA?
Mrs_Brown
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by Mrs_Brown » Tue Jul 31, 2018 5:48 pm
And I forgot to add, good luck tomorrow, hope it all goes smoothly for you :)
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Foggy
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by Foggy » Tue Jul 31, 2018 6:02 pm
As Mrs B says ... ignore the old accounts and let the creditors do what they will with them.

Good luck.
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kallis3
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by kallis3 » Tue Jul 31, 2018 6:22 pm
Good luck!
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leanne524
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by leanne524 » Tue Jul 31, 2018 7:07 pm
Yeah I’ve not used any of my old accounts, just checked them. :)
Will post again tomorrow when I get my answer, meeting is 12:35pm. :shock:
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MerlinL14
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by MerlinL14 » Tue Jul 31, 2018 8:50 pm
Good luck Leanne, fingers crossed.
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leanne524
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by leanne524 » Wed Aug 01, 2018 1:22 pm
YAY! Accepted! :D
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Foggy
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by Foggy » Wed Aug 01, 2018 1:29 pm
leanne524 wrote:
YAY! Accepted! :D



Well done !
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MerlinL14
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by MerlinL14 » Wed Aug 01, 2018 2:27 pm
leanne524 wrote:
YAY! Accepted! :D

Congratulations on the start of your journey to being free of debt. Good luck
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kallis3
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by kallis3 » Wed Aug 01, 2018 2:41 pm
Brilliant news - well done!
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SteveUK
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by SteveUK » Fri Aug 03, 2018 11:27 am
leanne524 wrote:
YAY! Accepted! :D


Congratulations

I remember the feeling of relief when ours was accepted, I also remember the feeling of being able to go food shopping properly and having the money to pay for essentials.

That feeling of forwarding all the threatening letters to the IP was great too and remember, if you get phone calls from creditors just refuse to answer security questions. They will get all squitty making out they are doing you a favour but stand your ground, eventually it will stop.
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