Also does anyone know where I stand with creditors whilst waiting for the adjourned meeting next week........I'm worried people are going to start banging on my door demanding payments. Really worrying me.
Most creditors will put a hold on accounts during the process. I doubt they'd have time to organise collection proceedings. If anyone does contact you, refer them to your IP.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
So 2nd meeting tomorrow. Hoping this may be the last sleepless night I have one way or another. If they reject again hopefully a DMP. Can a DMP also be rejected?
DMPs are rarely rejected as creditors will be getting back all of their debt. However there is no guarantee that interest will be frozen. After a while you can try again for an IVA with a different company who may be more sympathetic.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
So meeting has been adjourned again for another week. The creditors that asked for more info haven't responded so they will.chase this week. No sleep again.i guess.
This is really dreadful - I feel for you and I hope this gets sorted next week. They need to chase these creditors up as a matter of urgency now.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Yes they said they will chase them and if at the next meeting they don't get any joy it is automatically rejected and I have to do DMP. They can't adjourn again apparently. I'm sort of numb now