Creditors Meetings on Thursday

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St75

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Post by St75 » Mon Aug 09, 2010 11:06 am
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Hi,

My wife and I have our creditors meetings on Thursday morning. Getting a bit nervous now, which is normal, I know.

We are with Melanie and we are offering a lump sum full and final settlement, thanks to my parents who have kindly loaned us the funds.

I now know how nervous others have felt on the week of their creditors meetings.
regards
st75

Started lump sum IVA in Aug 2010 - received certificate of completion April 2011, thanks to Melanie & team
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Michael Peoples

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Post by Michael Peoples » Mon Aug 09, 2010 12:32 pm
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Good luck for Thursday but I am sure you will be fine. You are in the safest of hands.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
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Shining

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Post by Shining » Mon Aug 09, 2010 1:39 pm
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Good luck for Thursday, you're in safe hands with Melanie and do let us know how it goes wont you? x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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scaredykat

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Post by scaredykat » Mon Aug 09, 2010 1:44 pm
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Wishing you lots of luck for Thursday !!
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plasticdaft

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Post by plasticdaft » Mon Aug 09, 2010 4:00 pm
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Good luck for thursday. Lucky you having parents in the position to help you out!! Rather pay them back than creditors(assuming they havent charged you interest!!!)

Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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kallis3

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Post by kallis3 » Mon Aug 09, 2010 4:53 pm
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Good luck from me as well. You're with an excellent team.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Skippy

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Post by Skippy » Mon Aug 09, 2010 6:10 pm
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Good luck for Thursday. You're in safe hands and I'm sure you'll be fine x
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Goosed

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Post by Goosed » Mon Aug 09, 2010 6:19 pm
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The very best of luck.
"When the seagulls follow the trawler, it is because they think sardines will be thrown into the sea".

Eric Cantona
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Lou74

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Post by Lou74 » Mon Aug 09, 2010 6:36 pm
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Good luck from me too. I'm also with Melanie, and whilst I've only really just started the process, I'm very impressed so far!
Let us know how you get on
x
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St75

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Post by St75 » Thu Aug 12, 2010 11:59 am
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Thanks folks for all your kind wishes. Just got the call about half an hour ago saying that our IVA proposal has been accepted with a few modifications (mostly to do with fees and minimum dividend)

I was very nervous this morning, but Melanie and her team were brilliant, and got the result for us.

I would like to thank Andy Davie, who dealt with us initially, and Tina, Angela, Tom and of course Melanie at the IVA Advice Bureau. You were all fantastic throughout the whole process.

Thank you all,

Stephen
regards
st75

Started lump sum IVA in Aug 2010 - received certificate of completion April 2011, thanks to Melanie & team
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kallis3

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Post by kallis3 » Thu Aug 12, 2010 12:20 pm
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Excellent news and congratulations.

You will be in safe hands with Mel's team for the next five years.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Michael Peoples

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Post by Michael Peoples » Thu Aug 12, 2010 12:22 pm
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Well done to you all.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
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Shining

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Post by Shining » Thu Aug 12, 2010 1:10 pm
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Fab news and you're with a great team, hope it all goes smoothly for you for the duration. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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Nicola.sa

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Post by Nicola.sa » Thu Aug 12, 2010 2:59 pm
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Congratulations!!!! We are hoping to do the same so its good to hear your news!! Why is everyone saying about being with Mel's team for the next 5 years though? When you do a full and final is that not the end of it? Its probably me getting confused again!!
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Tina Shortland

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Post by Tina Shortland » Thu Aug 12, 2010 3:26 pm
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Most people are in a 5 year arrangement. If you do a F&F you will not be! Don't worry Nicola - you're not confused :-)
Regards, Tina Shortland, Debt Advisory Manager for Melanie Giles at Debt Advice TV.

If you’re looking for effective debt related information, articles and news, then go now to our on-line advice service at www.debtadvicetv.com

If you’re ready to ask us for specific advice or help, then get in touch at www.call-me.debtadvicetv.com so you can start to free yourself from the stress and anxiety of overwhelming debt.
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