Myself and my wife have completed 6 years of an IVA and received our completion certificate on the 20th July. There are still two creditors showing on our credit history which were included in our IVA which is having a negative effect. We are looking to move home but scared to apply for a mortgage in case we get turned down.
Write to the data controller for the companies concerned enclosing a copy of your completion certificate and ask them to amend their records.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk