Dancing with joy!!

Get expert opinion. This is the place for new questions to be posted.
5 posts Page 1 of 1


Posts: 5
Joined: Sat Nov 09, 2019 9:08 pm

Post by fishface » Sun Aug 30, 2020 3:21 pm
I arrived home not more than an hour ago after a few nights away from home. As always I unpacked, then opened my mail. I was a bit apprehensive when I saw the words, Payplan, at the top of the last letter I opened. My worries were soon to melt away and replaced with uttermost happiness and relief when I spotted the words COMPLETION CERTIFICATE. I literally danced around my living room with joy.
I know some will read this with envy and trust me, I've been there but your time will come. Just keep your head down and plug away. Though, just a tip from me - an occasional treat for yourself goes a long way to keep your moral up and not to lose heart.
Lastly, I only discovered this forum 2 years ago and wished I'd known about it sooner. The support from everyone is amazing and I'd like to thank the forum experts for their advice and support I'm sure I'm not the only one to appreciate this. I'd like to take this opportunity to pick out Foggy (wibble) for his unbelievable knowledge and impartial opinions and advice. Thankyou.



User avatar
Forum Expert
Posts: 76722
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Sun Aug 30, 2020 3:27 pm
Well done fishface - just wait for everything to drop off your credit record and come off the Insolvency Register.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.


User avatar
Forum Expert
Posts: 32764
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom

Post by Foggy » Sun Aug 30, 2020 3:57 pm
Congratulations Fishface ... nearly normal again :D

Thank you for your kind words.

Wibble, wibble :wink:
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014


User avatar
Forum Expert
Posts: 11157
Joined: Sun Dec 09, 2007 6:54 am
Location: United Kingdom

Post by luluj » Mon Aug 31, 2020 5:07 am
What a welcome home that was ! Enjoy your debt free life and remember we are here should you need us in the future
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"


Posts: 21
Joined: Wed Feb 28, 2018 4:54 pm

Post by T9UPS » Wed Sep 02, 2020 6:24 pm
Well done, my last payment was paid 27th April and I’m still waiting for my completion certificate . Been told it can take up to 6 months which is understandable in current climate, I’m just being impatient as want to draw a line u dear it all now .

Enjoy your debt free future
5 posts Page 1 of 1
Return to “Ask IVA Forum and Industry experts”