I haven't posted for ages now.
Just wanted to say a big thank you to Declan DFD.Way back October 09 I was still stressing and 2 years in to IVA.Moaning lots about communication and confusion.Anyway, Declan intervened and we've had a review and despite my 'changes' all accepted and have just recieved copies of letters that have gone to creditors saying all well.Never thought i'd reach the point of not scanning this site daily and not being 100% pre occupied with iva'a[:)]It's a nice feeling.My second xmas with no debt.I have money still...and don't get paid untill end of Jan ( a minor miracle!) and I love having to and being able to budget.Was in TKMax today.Had a small amount of surplus but didn't love anything so didn't buy.Now that's truley a miracle!
It's great to see so many familiar names on here still
Well done to all!
It is so nice to be in control and no what you have and when you can spend....we off to a family funeral this week and we have managed to pay for a travelodge overnight - not nice to go to a funeral, but it will be nice to stay in an hotel overnight !
Keep going - our debt free days are getting closer each day !
I fully agree with Melanie in that this forum is invaluable. Having been able to help our own clients and also been in a position to advise other people on this forum is hugely important and as a whole this forum is of immense importance, support and help to so many people.
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