Defaults etc on credit report after completion

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Post by Anewhope » Thu Jun 06, 2019 10:02 am
I had a F+F IVA which completed in October 2018, I've noticed looking on my Noddle credit report that I still have various lenders showing late payment or default on there, whilst many others have moved to being closed and showing satisfied / settled.
Should I be contacting those that still show defaults ? The report says they were last updated a month ago. Or will these eventually sort themselves over time?
I haven't been contacted by any of the lenders, chasing money etc just showing on the credit report.


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Post by Foggy » Thu Jun 06, 2019 10:26 am
The defaults should be dated on or around the start of the IVA and will drop off 6 years later. It doesn't really matter what status they show as their mere presence, and that of the IVA, is enough of a death knell. Have a read here: ... dit-record
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014

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Post by Lisa Thomas » Thu Jun 06, 2019 12:12 pm
You might find this quick video I made about cleaning up your credit record useful:
Noddle, Clearscore and Totally Money are also free credit agencies to consider using:
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: ... Z5k9ZcC2MA 01752 786800
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