Defaults from Natwest

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downandout

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Post by downandout » Fri Nov 02, 2018 9:22 pm
Hi all my last IVA payment is the end of this month, so I have been having a look at my credit file, only through total money though, all but one of my accounts are showing as settled, that being NatWest loan and account they are showing as default and are showing since may 13 so I assume it's going to be May 19 before it's removed, is this normal, cheers
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MerlinL14

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Post by MerlinL14 » Fri Nov 02, 2018 9:36 pm
Yep, pretty normal. There will be no updates or defaults dropping off until 6 years from the start date of your IVA, even then you will probs have to chase a few companies to get it all up to date.
Last Payment made 04/12/14. Completion Certificate 25/7/15. IVA company GT. No Issues

Foggy

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Post by Foggy » Sat Nov 03, 2018 9:37 am
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Visit my blog here : http://foggy.blogs.iva.co.uk/

Lisa Thomas

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Post by Lisa Thomas » Mon Nov 05, 2018 10:23 am
You might find this quick video I made about cleaning up your credit record useful:

https://youtu.be/PV4RzUY4BRM
Noddle, Clearscore and Totally Money are also free credit agencies to consider using:

https://www.noddle.co.uk/
https://www.clearscore.com/
https://www.totallymoney.com/
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk

downandout

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Post by downandout » Wed Nov 07, 2018 10:18 pm
Thanks Foggy and Lisa, great help
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