Desperation over.. Thank you all for your advise

[scaredkez]

thanks everyone, will let you know how it goes, oba please scroll up incase you have missed my post re fees above.
kerri

Please view my blog at: http://scaredkez.blogs.iva.co.uk/

[oba]

Hello everyone, sorry I missed the post becos I was still looking at the first page. I have now looked at the second page and seen the answers I asked for. Even though I have not started the BR yet, I stress levels are really going down now. I have started filling out the forms online and hopefully I would have all the information I need and the money to pay the court fee.

I am really glad I stumbled upon this forum, it has been a life saver. Not sure if anyone is aware of this but this website (www.mycashplus.co.uk)
offers a pre-payment mastercard which is accepted worldwide for an annual fee, it like a top-up card. Good luck to you all and I will keep you posted.

Thanks a million

[oba]

Dear All,

I am now official bankrupt as at 3pm yesterday and now waiting for call from the receiver to sort out my finances. Thank you all for your advise and very helpful insight into the dos and don't.

[iva experts]

Hi Oba,

Thanks for updating us on your situation, you must feel relieved that you now have a solution to your debt problem.

Best Regards. IVA Experts

[aguise]

All the very best to you oba.

Ang

[Oliver]

You are more than welcome. All the best with everything in the future.

Best Regards
Oliver

Thomas Charles and Co Ltd.
Experts in personal debt solutions.
Read customer feedback at: www.thomascharles.com/about_us.asp

[Skippy]

Hi Oba, I'm glad you're finally sorted out! If you have any questions during your BR, please post them and we will try to help.

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/

[sps]

Hi oba
Hope you are feeling relieved now and my best wishes for your future
Sue

[scaredkez]

hi oba congratulations on getting through it, has it sunk in yet, wishing you all the best for the future and if there is anything we can help you with fire away.
kerri

Please view my blog at: http://scaredkez.blogs.iva.co.uk/

[Dominic]

in a years at least you will be clear and ready to move one.

[oba]

Thank to you for the support, it has not quite sank in yet. I have my interview with the OR on Wed 20. I am now trying to sort out a new account with the Co-op Bank, the application has been approved by telephone, the problem is getting the branch to send through my proof of ID, which I have already submitted twice. I am hoping it will be done before the end of the week. Apart from that okay and I am just taking one day at a time.

It just dawned on me yesterday, I did not have any means of credit and I was definitely okay. After everything is finalised I am going to treat myself and my baby to a large pizza and orange juice to celebrate.

Thanks again for everything

[Adam Davies]

Hi Oba
Well thanks for updating the forum and I hope that you find life a little easier now.
Regards

Andy Davie
IVA.co.uk Spokesperson

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp